The fastest way to find a motivated seller is to find an owner whose debt is coming due. Owner-debt data maps outstanding mortgage balances and upcoming maturity dates to the people and LLCs behind each NYC building.
Owner-debt data ties every recorded mortgage on a building back to the owner, then rolls those balances up across an owner's entire portfolio. It is built from ACRIS mortgage and assignment records, joined to ownership by BBL. The result is a view of what a landlord actually owes — not on one property, but across all of them.
That portfolio view matters: an owner with twenty buildings and a wall of maturing debt is a far more motivated seller than one holding a single paid-off property.
Estimated debt is derived from the most recent recorded mortgage and refinancing activity. For example, Crezly's index surfaces owners such as SM I MMS, L.L.C. (15 NYC holdings, ~$1.59B), Townhouse Rental II, L.L.C. (267 holdings), and institutions like New York University. You can browse the full ranking on the most-indebted NYC landlords list.
A large share of NYC commercial mortgages written in the low-rate years are coming due into a higher-rate market — the maturity wall. Owners facing a refinance they can't underwrite at today's rates are the most likely to sell or recapitalize before the loan matures. Crezly's NYC CRE leverage report quantifies the near-term wall across the five boroughs.
Filter by borough, debt band, and maturity year to build a target list, then check each owner's wider portfolio on their owner page. Cross-reference with liens and violations for owners under additional pressure, then reach the decision-maker by skip tracing the owner.
Where does owner-debt data come from?
Recorded mortgage, assignment and satisfaction documents in NYC ACRIS, joined to ownership by BBL and rolled up per owner.
Is loan maturity in the public record?
ACRIS does not publish a maturity field directly; maturity is modeled from the recording date and typical 5-, 7- and 10-year commercial loan terms. Always verify against the underlying mortgage document.
Is owner-debt data free?
Property and owner debt summaries are free to view. Skip-traced owner contact details require a Crezly plan.