Behind every building is a lender. Knowing who finances NYC real estate — and on what terms — helps you source debt, benchmark a deal, and understand the relationships an owner depends on.
Every recorded mortgage in ACRIS names the lender. Aggregated, that reveals which banks and private lenders are most active, how many deals they've done, and where they concentrate. Crezly builds lender intelligence from these mortgage records, tied back to the borrowing owner by BBL.
For a borrower, lender data is a shortlist of who actually writes loans on your asset type and submarket. For an investor, it benchmarks terms and reveals an owner's banking relationships — useful context when an owner faces a maturing loan and needs to refinance or sell. Reading the lender alongside the owner's debt position shows how exposed they really are.
A mortgage record links a lender to a specific owner and property. From any owner page you can see who financed their portfolio and when those loans were recorded — the foundation for understanding refinance pressure and timing.
Where does lender data come from?
Recorded mortgage and assignment documents in NYC ACRIS, aggregated by lender and joined to owners.
Can I see private lenders, not just banks?
Yes — ACRIS records name the mortgagee on each loan, including private and bridge lenders, not only major banks.
Is lender detail free?
Summary activity is viewable for free; full lender detail and the complete data suite are included with a Crezly plan.